This is where racers view locked HVILLE tokens that will unlock based on the emission schedule provided. They will be locked for 12 months and distributed at 1% per day follow the maturity date.
Locked for 1 year from Launch (Feb 2022) based on block times. Could be longer than typical calendar year. Once locking schedule is over, all newly minted $HVILLE is 100% unlocked from that day onward.
The savings account will accrue claimable interest of 9% APY on all locked balances. Allowing players to claim their interest on a daily basis. This will come from the bank VAULT.